Your life can change in the blink of an eye.
Why do they matter?
Tornado safe rooms constructed following FEMA guidance or ICC 500-certified storm shelters are your best chance for survival when deadly hurricanes and tornadoes strike. They provide near-absolute life safety protection and can withstand extreme winds, even up to EF-4 or EF-5 level tornadoes.
Saving lives is the first and foremost purpose of safe rooms and shelters, but they can also make your home more valuable. According to FEMA analysis, a safe room can increase your home’s selling price by approximately 3.5%. As site-built and prefabricated safe rooms can cost as little as $3,000, tornado safe rooms and shelters are both lifesaving and moneywise.
What do I need to know?
There are six different types of tornado safe rooms and shelters.
Cast-in-Place Concrete
These rooms are built with removable forms and assembled onsite. Once the forms are placed, the rebar is set inside the formwork, then filled with concrete. The panels are removed after the concrete hardens.
The walls and ceilings are formed at once to create a strong, secure structure. When you add this type of shelter to an existing home, it is usually added to the exterior. The panels can be fitted with liners to create concrete exterior surfaces that look like siding, brick, or stone.
This room can be built virtually anywhere in a new house.
Insulating Concrete Forms (ICFs)
These rooms are created using foam blocks that contain steel reinforcement, fitted together, and then filled with concrete. The foam is a permanent part of the room and provides insulation to the building.
The ceiling is constructed with ICFs creating a continuous, steel-reinforced concrete structure. The forms can be used in new or existing construction.
Interior and exterior finish options include drywall, sheetrock, or siding nailed to the foam.
You can use ICFs to build a stand-alone safe room or an entire house.
Concrete Masonry
Concrete masonry safe rooms are common in new construction and can be built in one to two days. Individual concrete blocks are set in place; rebar is placed for strength and durability, and the cells are fully grouted.
Reinforcement comes out of the foundation, centered in grouted cells, and is carried to the top. Two rows of steel at the top of the wall hold the assembly together.
Bathrooms, walk-in closets, and basement storage rooms commonly serve as locations for these safe rooms in new construction. Exterior applications are often in a garage, detached garage, or storage building. This method offers a variety of texture and finish options.
Precast Concrete
This room is formed off-site and delivered to a house for installation. It can be used virtually anywhere in a new house. It is usually added to the exterior when added to an existing home.
The room is anchored using steel angles (L brackets) and bolts. Precast concrete can be used to build an entire house, and it can be finished in a variety of colors and textures using form liners. Exterior surfaces can be customized to look like siding, brick, or stone.
Prefabricated Steel
Prefabricated safe rooms must meet the ICC 500 standard and are available in smaller sizes than the safe rooms constructed using FEMA P-320. These rooms typically cost less than site-built safe rooms.
Installation costs for prefabricated safe rooms vary depending on the delivery distance as well as any necessary foundation or geotechnical work required to ensure installation on a sturdy foundation.
Prefabricated safe rooms can be ordered online or in-store at home improvement retailers.
Wood Frame and Steel Sheathing
The wood frame construction method uses wood framing covered by steel sheets and two layers of plywood. Hurricane ties are used to connect the roof to the studs, and another hurricane tie is added at the bottom with an anchor bolt to hold everything down. This type of safe room can be built in less than one day.
This room can be used as an addition to an existing home after verifying that the foundation is adequate. It can also be included in new construction in a variety of room options, such as a closet, storage space, or stand-alone garage structure.
Sheetrock, textures, and paint can be used to customize finishes and room colors. A wood frame safe room is most affordable when constructed as part of a new home, as the cost of additional materials is primarily the door assembly, steel, and extra plywood.
Where do I start?
Whether you build a safe room onsite or install a prefabricated shelter, consider the safety of its location. Safe rooms are designed to protect you and your family from extreme winds but cannot protect you from flooding. That is why they should never be built or placed in areas expected to flood during hurricanes, thunderstorms, or other severe weather events.
Contact your local building official, emergency management office, or floodplain management bureau to determine if your home is in a storm surge zone, high flood risk zone, or flood-prone area.
More Resources
Tornado-Strong.org – Checklists, fact sheets, and video library
FEMA P-361: Safe Rooms for Tornadoes and Hurricanes: Guidance for Community and Residential Safe Rooms
FEMA P-320: Taking Shelter from the Storm: Building or Installing a Safe Room for Your Home
ICC 500: Standard for the Design and Construction of Storm Shelters
Your home is vulnerable to damage during hurricanes, severe thunderstorms, or tornadoes when roof ridge vents, soffits, valleys, and other roof accessories fail. Securing the components of your roof during a storm can prevent water intrusion, the creation of windborne debris, and subsequent damage to your home’s roof and interior. Strengthen these parts of your roof today, so you are ready when high winds arrive.
Roof accessories refer to various products and materials used in conjunction with a roof system to enhance its functionality, appearance, or both. Some standard roof accessories include:
Have a licensed general or roofing contractor inspect your roof accessories to ensure they are anchored and secure.
FLASH. Resilient Design Guide: High-Wind Wood Frame Construction Edition
HurricaneStrong.org Soffit Checklist
Buyers Guide to Resilient Homes – Hurricane and Tornado Checklists
FEMA 499, Home Builder’s Guide to Coastal Construction Technical Fact Sheet Series
Technical Fact Sheet No. 7.5, Minimizing Water Intrusion through Roof Vents in High-Wind Regions
FEMA P-55, Coastal Construction Manual: Principles and Practices of Planning, Siting, Designing, Constructing, and Maintaining Residential Buildings in Coastal Areas
Protecting your home’s eaves, gutters, soffits, and vents from wildfire is crucial to prevent wildfires. Evaluate and modify these building components to keep wildfire embers from entering and igniting your home.
Eaves, Overhangs, and Soffits
Eaves, overhangs, and soffits are not typically fabricated with fire-resistant materials. That is why they pose a potential hazard in wildfire-prone areas. These critical home components, including those made with thin metal, untreated wood panels, and vinyl material, are highly vulnerable to wildfire because they melt or ignite, allowing the fire to spread onto the roof, into the attic, or onto and through the exterior wall.
Overhangs and the top part of exterior walls can trap windborne embers, convective heat, and radiant heat, so it is critical to construct overhangs and walls using noncombustible or fire-resistant materials.
Vents
There are various types of vents in a home, including vents for attics; ventilated cathedral ceilings; crawlspaces; and heating, ventilation, and air conditioning (HVAC) systems. During a wildfire, embers and hot gasses can enter vent openings and attic spaces, crawlspaces, and ductwork, spreading fire to the interior of your home. Dust, lint, and other debris collected at vent openings can also catch fire.
Gutters and Downspouts
Gutters and downspouts fabricated with plastic can melt during a wildfire.
Branches, leaves, pine needles, and other debris and vegetation trapped in gutters can catch ignite, create a fuel path, and spread wildfire to the roof.
FEMA P-737 Home Builders’ Guide to Construction in Wildfire Zones
FEMA Rebuilding After a Wildfire
California Department of Forestry and Fire Protection: Wildfire Home Retrofit Guide
California Department of Forestry and Fire Protection: Readyforwildfire.org
Wildfire-resistant roofing refers to using building materials and construction techniques designed to minimize the risk of fire damage to roofs and homes during a wildfire. This is especially important in areas prone to wildfires, where traditional roofing materials such as wood shingles or asphalt may be vulnerable to ignition.
Embers, or firebrands, are small particles of combustible building material, trees, shrubs, or other vegetation that ignite during a wildfire. Windborne embers can fly up to two miles ahead of a wildfire perimeter and cause the ignition to 90% of destroyed homes.
Flying embers can land on or near your home, especially your roof, so it is critical to have a fire-resistant roof and reduce the chances of your home catching fire.
One common type of wildfire-resistant roofing is metal roofing, which is highly resistant to flames and flying embers. Metal roofing is typically more expensive than traditional roofing materials but can provide excellent protection against fire. Metal roofs can be made of various materials, such as aluminum, steel, or copper. They can be installed in shingle, tile, or standing seam configurations.
Another option is using fire-resistant shingles, typically made of asphalt or fiberglass, and treated with fire retardants to make them less flammable. These shingles can be slightly more expensive than traditional shingles. Still, they are highly effective in reducing the risk of fire damage.
Additionally, installing a fire-resistant underlayment beneath the roofing material can provide extra protection against embers and flames. This underlayment is typically made of non-combustible fiberglass or mineral wool.
Understanding roof classification differences is essential for choosing a wildfire-resistant covering.
• Class A roofs are preferred as they are the most fire-resistant roof covering type. They include asphalt fiberglass composition shingles, flat/barrel-shaped clay and cementitious tiles, and some metal materials.
• Class B roofs include treated wood shake roofs but are not allowed or recommended in most wildfire-risk locations.
• Class C roofs made from recycled plastic, rubber, or aluminum are treated with fire-resistant coating and installed with fire-resistant materials such as an additional fireproof layer. Still, the coatings can wear out over time due to weather and exposure.
Installing a fire-resistant roof is an important safety measure that can help protect your home and property from fire damage. Here are some steps to follow when installing a fire-resistant roof:
FLASH Buyers Guide to Resilient Homes – Wildfire Checklist
FEMA P-737, Home Builders’ Guide to Construction in Wildfire Zones
FEMA How to Prepare for a Wildfire
FEMA Rebuilding After a Wildfire
Many homes have accessory structures such as sheds, gazebos, pavilions, pergolas, and attached structures, including open carports. An unsecured accessory structure can be loosened, lifted, and moved by high winds during hurricanes, severe storms, or tornadoes, causing damage and creating dangerous conditions.
Engineering analysis after high-wind events often finds that damage begins when an attached or accessory structure fails, leading to even more significant damage to the home. For example, carports with poor connections to the house can be lifted by high winds and compromise the home’s roof. Insufficiently anchored structures such as sheds can break apart and become windborne debris that cracks windows and allows wind inside the house. Making sure these structures stay in place is critical to keep you safe and help prevent damage to the structure and your home.
Securing gazebos, pergolas, sheds, or other accessory structures against high wind requires several steps:
• Consult a licensed contractor or engineer in your area to have them determine if the anchorage and connections on your accessory or attached structures are sufficient to resist high-wind events.
FLASH. Resilient Design Guide: High Wind Wood Frame Construction Edition
FLASH. Resilient Design Guide: Concrete Construction Edition
Flooding is the most common natural disaster in the United States. It causes the most property damage of all types of natural disasters, comprising 90% of disaster-related damage in the U.S. annually. All 50 states have experienced flooding during the past five years.
Hurricanes and storms typically cause floods in the Eastern United States and the Gulf Coast. In the Western U.S., snowmelt and rainstorms are responsible for most flooding.
According to FEMA, one inch of floodwater can cause more than $25,000 in damage. Five inches can cause more than $45,000, and one foot can cost nearly $75,000.
How do I get started?
Take the following steps to mitigate and prevent devastating damage caused by flooding and rising water.
Take the following steps to mitigate and prevent devastating damage caused by flooding and rising water.
According to the National Oceanic and Atmospheric Administration (NOAA), hail causes approximately $1 billion in damages to crops and property in the United States each year.
Hail can range in size from small pellets to softball-sized and can fall at speeds of up to 100 miles per hour. When hail strikes roofs, it can damage shingles, tiles, or metal panels, leading to leaks and water damage. Additionally, hail can break windows, dent cars, and damage outdoor equipment and furniture.
An impact-resistant roof is a roofing system designed to withstand severe weather, such as strong winds, hailstorms, and flying debris. These roofs are typically made from durable materials, such as metal, concrete, or specially designed asphalt shingles, that are designed to absorb the impact of high-speed objects without sustaining significant damage.
Impact-resistant roofs are rated based on their ability to resist damage from hail and wind. The ratings are determined by industry-standard tests that involve dropping steel balls of various sizes and weights onto the roofing materials to simulate the impact of hail. Roofs that pass these tests receive a Class 1, 2, 3, or 4 rating, with Class 4 being the most impact-resistant.
Impact-resistant roof coverings require additional costs, but the investment is worthwhile for the added damage protection for homeowners. When you use these types of materials, you may also lower insurance premiums in areas prone to severe weather, such as Texas.
Choose impact-resistant roof coverings when reroofing or building a new home.
Insurance Institute for Business and Home Safety – Hail Shingle Performance Ratings
Why do they matter?
Attic ventilator fans are an important component of a home’s cooling system during extreme heat situations, providing several benefits, such as reducing heat buildup, preventing moisture damage, extending roof life, and lowering energy costs.
What do I need to know?
Attic ventilator fans are installed in the attic of your home to help regulate the temperature and humidity levels in the space. The fan works by drawing hot and humid air out of the attic and replacing it with cooler, drier air from outside.
Attic ventilator fans come in different shapes and sizes, typically consisting of a motorized fan blade housed within a frame or housing. The fan is usually mounted on the roof or in a gable vent and is connected to a thermostat that automatically turns it on and off based on the temperature in the attic.
Some types of attic ventilator fans are powered by electricity, while others are powered by solar panels. They can be useful in reducing cooling costs by preventing the buildup of hot air in the attic, which can transfer heat into the living spaces below.
Extreme heat can cause damage to roofing materials, such as shingles, by causing them to expand and contract, leading to cracking and other damage. Attic ventilator fans help to reduce heat buildup, which can prolong the life of roofing materials and prevent premature deterioration.
Lowering Energy Costs: When attic temperatures rise, it can cause the air conditioning system to work harder to keep the living space cool, leading to higher energy costs. Attic ventilator fans help to reduce the temperature in the attic, which can reduce the load on the air conditioning system and lower energy costs.
Where do I start?
Contact a licensed roofer or HVAC specialty contractor to discover your installation options.
Why does it matter?
Covering your home’s windows during extreme heat can help keep you and your house cooler and more comfortable when it matters most.
What do I need to know?
Covered windows:
Overall, covering your windows during an extreme heat situation can help keep your home more comfortable and reduce your energy costs. It’s important to choose window coverings designed for energy efficiency and UV protection and to keep them closed during the hottest parts of the day.
Where do I start?
There are several cost-effective ways to cover your windows during extreme heat to keep your home cool. Here are some of the best and least expensive options:
Choose the window covering option that best suits your needs and budget while considering energy-saving benefits.
Masonry fireplaces and chimneys in earthquake-prone regions are particularly vulnerable to earthquake damage. Build or retrofit your home with a fireplace and chimney appropriate for an earthquake-prone area.
FEMA 232, Homebuilders’ Guide to Earthquake Resistant Design and Construction
FEMA. Repair of Earthquake-Damaged Masonry Fireplace Chimneys: South Napa Earthquake Recovery Advisory.
Why does it matter?
Deadly and destructive fires frequently follow earthquakes. In 1906, the infamous 7.8 magnitude San Francisco earthquake and ensuing fire killed 3,000 and razed large city sections, making it the most deadly in U.S. history. In modern times, severed gas lines are often the source of ignition, so it is essential to plan for and mitigate against the threat of fire.
One of the most effective ways to reduce fire risk after an earthquake is to locate your gas supply and understand how to interrupt the flow.
What do I need to know?
Where do I start?
Why do they matter?
Strong foundations keep your house stable during earthquakes by resisting seismic forces that pass underneath it. A house with strong wall-to-foundation anchorage will help prevent your home from sliding or moving during an earthquake.
Your strong home foundation is one of the essential parts of your resilient home.
What do I need to know?
Where do I start?
More Resources:
FLASH. Resilient Design Guide: Concrete Construction Edition
Why do they matter?
Strong foundations help stabilize your house during earthquakes, floods, high winds, hurricanes, and tornadoes. They resist hydrostatic forces of water, carry wind forces down to the ground, and resist seismic forces as they pass underneath your home. A house with strong wall-to-foundation anchorage and connections will help prevent your home from collapsing, moving, sinking, sliding, tipping, or overturning during disasters.
A strong home foundation is one of the essential parts of your resilient home.
What do I need to know?
House design, budget, climate, location, soil conditions, and moisture are the main factors used when selecting a foundation type for your home. Three main types of foundations are commonly used for residential and single-family homes.
A house with a stem wall foundation has a wood-framed first floor attached to a raised concrete perimeter made from reinforced masonry (CMU or cinder blocks.) A pier-and-beam foundation is a system of vertical pillars or piers extended into the ground on footers. The piers support the joist system that holds up your home’s floor.
Retrofitting wood and raised foundations to strengthen their performance in disasters is cost-effective and relatively simple. Retrofitting poured concrete foundations may be more costly as it could require some drywall removal to create access.
Where do I start?
More Resources:
FLASH. Resilient Design Guide: High Wind Wood Frame Construction Edition
FLASH. Resilient Design Guide: Concrete Construction Edition
Why do they matter?
Cripple (or crawl space) walls are relatively short frame walls that extend from the top of your home’s foundation to the bottom of the first floor. These walls typically enclose a crawl space or are part of a stepped foundation when a home is on a slope or uneven ground. During an earthquake, these walls become stressed and can fail, leading to severe building damage.
What do I need to know?
Where do I start?
FEMA. Brace Cripple Walls.
FEMA DR-4193-RA2. Earthquake Strengthening of Cripple Walls in Wood-Frame Dwellings.
Why does it matter?
It is essential to strengthen soft and weak-story homes with first-floor open areas or parking underneath, such as garage apartments. This type of condition is especially vulnerable to collapse in earthquakes because the strength of the bottom story is substantially less than the stories above it.
What do I need to know?
Where do I start?
Where to explore and more:
FEMA 232, Homebuilders’ Guide to Earthquake-Resistant Design and Construction
If your home is not protected by impact-resistant windows and doors, wind- or impact-resistant garage doors, or tested and approved shutters, you can build temporary emergency panels to protect your home in a hurricane.
What you will need for this project:
Note: Different bolts will be needed for wood-frame versus masonry homes. Use lag screws and plastic coated permanent anchors on wood-frame homes. Use expansion bolts and galvanized permanent expansion anchors on masonry structures.
A working gutter system with properly placed downspouts and drains will direct rainfall away from your home’s foundation to prevent flooding, erosion, and water buildup. However, your gutters will only perform if they are well-maintained and free of leaves and debris. An annual gutter inspection to look for holes, rust spots, or broken supports along with routine cleaning will ensure that your gutters are ready when heavy rains come.
What you will need for this project:
Those decks and plants that brought so much joy this summer need to be protected during the winter months so they are ready to go once the temperatures begin to rise. Also, winter brings a number of guests to your door, including snow and ice. Keep walkways and driveways clear and safe as guests arrive.
Your home is at heightened risk for wildfires if your landscape includes combustible vegetation and building materials. Grasses, yard debris, trees, shrubs, vegetation that burn easily, or features like wooden decks create a path for fire to reach your property and ignite your home. However, creating a defensible space through landscaping design can slow down or stop a wildfire by distancing your home from active wildfires’ embers, flames, and radiant heat.
The National Fire Protection Agency (NFPA) Firewise program defines a Home Ignition Zone as an area extending up to 200 feet from a home. The goal for this area is to limit the amount of flammable vegetation and materials surrounding the house and to increase the moisture content of the remaining vegetation.
Start planning your wildfire-resistant landscape by understanding your Home Ignition Zone and creating a defensible space with up to four subzones. Zone One is closest to your home; Zones Two to Four move further away.
Identify fire-resistant vegetation options with high water content. Some less flammable plants species include dogwood, viburnum, redbud, sycamore, magnolia, beautyberry, oak, red maple, wild azalea, sweetgum, coontie, winged elm, black cherry, persimmon, wild plum, sugarberry, Florida soapberry, fringe tree, ferns, wild olive, blue beech, hophornbeam, and sparkleberry. Consult your local extension service to identify the best wildfire-resistant tree and plan choices for your area.
The latest Insurance Institute for Business and Home Safety research suggests you designate Zone One to include your house and the first five feet around it. Follow these steps outlined by the NFPA.
Follow these NFPA recommendations to create firebreaks and help interrupt fire movement toward your home.
The following NFPA steps are not intended to eliminate fire but to interrupt the fire path, keep flames smaller, and prevent flames from leaving the ground and climbing so-called ladder fuels to ignite tree crowns.
Note that the crown spacing needed to reduce or prevent crown fire potential may be significantly greater due to slope, tree species, or other location-specific conditions. Check with your local forestry professional to determine the right choices for your property.
Your home is more likely to experience damage during a high-wind event if the area immediately around your home has objects that can be moved by the wind. If you have time, safely secure outdoor items or bring them inside (ex: furniture and other outdoor equipment on your patio or deck). Don’t forget trash cans, grills, toys, and potted plants. Keep them from becoming flying objects. Also remove any debris like fallen tree branches.