Flood Preparedness: What To Do Before, During, and After a Flood

Devastating floods occur throughout the U.S. every year. Ninety percent of all presidentially declared natural disasters involve flooding.

There are different types of flooding: river, coastal, storm surge, and inland. All can cause death, injury, and property destruction.

See how to determine your risk, prepare your family, learn about your building code, and identify ways to strengthen your home against flooding.

Why Flood Protection Matters for Every Home

Taking steps to protect your home from floods not only safeguards your property but also keeps your family safe and offers peace of mind.

Protecting Your Family’s Safety

Flood situations can escalate rapidly, creating dangerous conditions in and around your home. Floods often come with risks of electrical hazards, structural damage, and contamination. This impacts the well-being of your family, making them susceptible to a wide range of diseases, viruses, and other hazards. By protecting your home from floods, you can keep your family safe no matter how bad the situation is.

Preserving Your Property Investment

Your home is not just expensive but is also very precious and dear to your heart. Flood damage can lead to expensive repairs, long-term structural issues, and loss of personal belongings. These issues burn a hole in your pocket and leave you devastated. This is why it is important to protect your home and precious belongings from floods. Taking precautionary measures helps minimize damage, reduce recovery costs, and allow you to maintain your home in all its glory for the long term.

Peace of Mind in Every Season

Knowing that your home is well prepared for floods provides you with confidence and peace of mind. When a flood-like situation occurs, you don’t have to waste your time making your home flood-ready because you are already prepared for any and every dire situation. At this point, you can focus on what matters most to you, and that is your family’s well-being.

Benefits of Investing in Flood Protection

Flood protection is a very wise investment. This step protects your home and helps you save money in the long run. Let us look at why you should invest in flood protection:

Lower Insurance Premiums Over Time

Flood protection reduces the risk of damage caused by floods. This may help lower insurance premium costs over time. By strengthening your home against flooding, you ensure that your property is less susceptible to water damage. This could potentially lead to long-term savings in the form of lower insurance premiums.

Higher Property Value in Flood-Prone Areas

Homes with flood protection often attract more buyers in regions that are prone to flood-like situations. So, if you plan to sell your home in the future, flood protection will enable you to get a good price.

Less Stress During Rainy and Stormy Seasons

Protecting your home from floods reduces your stress during heavy rain and stormy seasons. Knowing that you have protected your home from flooding and taken measures to reduce the risk of property damage makes you feel more confident and prepared throughout the storm season.

Long-Term Cost Savings on Repairs

Flood damage can lead to costly and recurring repairs, especially if you live in a region that is highly susceptible to these conditions. However, with flood protection, you minimize damage, reduce repair frequencies, and prevent long-term structural issues. All this at the end of the day helps you save money.

How Flood-Resistant Homes Keep You Safer

Flood-resistant homes keep you safer by using advanced flood protection options, elevating living spaces, using strong foundations to fight against water pressure, and incorporating smart layouts for quick evacuation. In the section below, we will discuss these points in detail:

Elevated Home Designs Reduce Water Damage

Elevating homes above the expected flood levels prevents the floodwater from entering the living spaces. This design reduces damage to floors, walls, appliances, and the electrical system. Additionally, your personal belongings are also safe in case the water enters the living spaces.

Strong Foundations Against Hydrostatic Pressure

Flood-resistant homes are built on strong foundations. This upgrade helps withstand hydrostatic pressure from floodwaters. Strong foundations reduce the risk of structural failure, shifting, or collapse, helping keep the home stable and supporting long-term flood control.

Durable Materials that Withstand Flooding

When you use durable materials in your home’s construction, you make it resistant to water pressure and other damage. Use water-resistant insulation, treated lumber, and non-porous finishes to prevent damage from water exposure. These materials dry quickly, don’t allow the growth of molds, and allow for quicker recovery after a flood.

Smart Layouts for Emergency Access & Quick Evacuation

A smart layout helps you remain well prepared in case you need to evacuate your home or require emergency access to some areas. When building your home, always opt for a layout that facilitates secure evacuation. Ensure that the exits are unobstructed and help residents move out quickly and safely if the flood situations worsen.

Make a Plan for What to Do Before, During, and After the Next Flood

Before

An area can flood with little warning; create a plan and build a disaster supply kit that keeps you and your family safe. Consider purchasing flood insurance even if you are outside of a designated flood zone. Protect your home with wet and dry floodproofing methods.

If a flood is imminent, deploy sandbags to redirect stormwater and debris flows away from your home. Keep essential electronics fully charged. Evacuate if ordered to do so.

To prepare your business or organization for flooding, download the free Ready Business Inland Flooding Toolkit to kickstart your planning.

During

During a flood, monitor conditions, take all safety precautions, and follow the advice of authorities. If water enters your home, take refuge on a higher floor. Don’t enter any room where water covers the electrical outlets or if cords are submerged, especially a basement.

Turn Around Don’t Drown: Never travel through flooded areas or roadways.

After

Flood levels may continue to rise for days even after the rain stops; don’t try to re-enter an area until authorities say it is safe.

If water entered your home, create airflow and ventilation to prevent mold. Use generators safely until power is restored. Take photos of property damage and file a claim with your insurance company. Plan to repair and rebuild resiliently with wet and dry floodproofing to prevent damage from future floods.

Customized Flood Protection Recommendations for Your Home

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Top Flood-Resilient Home Retrofits and Upgrades

Anchor Fuel Tanks

Anchor Fuel Tanks

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Ensure Your Ability to Recover: Buy A Flood Insurance Policy

Buy a Flood Insurance Policy

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Install Flood Vents

Install Flood Vents

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Install Sewer Backflow Valves

Install Sewer Backflow Valves

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Provide Flood Protection for Appliances

Provide Flood Protection for Appliances

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Provide Flood Protection for Utilities

Provide Flood Protection for Utilities and Mechanical Equipment

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Add a Sump Pump with Backup Power

Add a sump pump with backup power

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Elevate Your Home Above Grade

Elevate Your Home Above Grade

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Improve Basement/Foundation Wall Drainage

Improve basement/foundation wall drainage

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Free or Low-Cost Things You Can Do Right Now to Prepare for Floods

Build a Disaster Supply Kit

Build a
Disaster Supply Kit

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Make a Home Inventory

Create an Insurance Home Inventory

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Design Your Landscape for Flooding

Design Your Landscape for Flooding

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Get an Insurance Checkup

Get an Insurance Checkup

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How to Use Sandbags

How to Use Sandbags

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Make a Family Disaster Plan

Make a Family Disaster Plan

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Understanding Evacuation – Know Your Zone

Understanding Evacuation - Know Your Zone

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How FLASH Supports Homeowners With Flood Protection

FLASH is your trusted companion when it comes to flood protection. We offer reliable guidance, practical tools, and a trusted partnership to reduce flood risk and build safer, more resilient homes. With the help of the right guidance and collaboration, we help families prepare for these situations and recover from natural as well as manmade disasters with confidence.

Access To Step-by-Step Safety Guides

FLASH offers easy-to-follow step-by-step safety guides that help protect your home from floods. We assist homeowners in planning for these situations, mitigating them, and offering the right information for recovery. These resources help families understand flood risks and take informed actions to protect themselves and their homes after flooding.

Trusted Resources Backed by Experts

The resources offered by FLASH are backed by experts. This means that receiving credible information will help protect your property. We understand that flood mitigation and safety measures must be precise and accurate to ensure optimal protection. By referring to our guides backed by experts, you receive research-backed information that you can trust.

Real-Life Stories of Families Who Rebuilt Stronger

Our resources also include real-life stories of families who have faced flooding and rebuilt stronger homes. We understand that not everyone is aware of flood protection. But it is never too late to educate yourself about them and include positive reinforcement. By learning from real-life stories, you can practically implement the measures mentioned in our resources.

Partnerships That Bring You the Best Tools & Programs

We partner with experts and professionals who bring tools and programs to protect your home from floods. The leaders and organizations that we partner with have the same vision as us. They want America to be a disaster-resistant nation.
FLASH aims to connect the partners with the homeowners to deliver effective solutions that support long-term flood resilience.
By connecting with FLASH, you can rest assured that you will be able to safeguard your home from the dire impacts of natural and manmade disasters.

What’s the Difference Between a Flood Watch and a Flood Warning?

Watch vs. Warning Floods

A Flood Watch is issued when conditions are favorable for a specific hazardous weather event to occur. A Flood Watch is issued when conditions are favorable for flooding. It does not mean flooding will occur, but it is possible.

Watch vs. Warning Floods

A Flood Warning is issued when the hazardous weather event is imminent or already happening. A Flood Warning is issued when flooding is imminent or occurring.

A Flash Flood Warning is issued when a flash flood is imminent or occurring. If you are in a flood prone area move immediately to high ground. A flash flood is a sudden violent flood that can take from minutes to hours to develop. It is even possible to experience a flash flood in areas not immediately receiving rain.

We’re Here to Help You Before, During, and After a Disaster

The Federal Alliance for Safe Homes (FLASH) — a 501(c)(3) nonprofit organization — is the leading consumer advocate for strengthening homes and safeguarding families from natural and manmade disasters by following a solid emergency plan.

Resilience Policy Resource Guide

The Playbook provides proven strategies for all leaders who wish to drive resilience.

National Disaster Resilience Conference

This annual conference brings together the nation’s leading voices in disaster safety.

No Code. No Confidence. – Inspect2Protect

Inspect2Protect will help you understand the building code where you live.

Watch Video Tips & Guides for Protecting Your Home From Floods

With the right preparation, you can protect your home from floods and save a lot of money in the long run. At FLASH, we have some essential video tips and guides that will help you reduce flood risks and protect your property. Learn about the practical steps to prevent flood damage and plan safe evacuations. Watch now to take proactive steps.

Protect Your Home from Flood Damage  - Image
Protect Your Home from Flood Damage
Protect Your Home from Flood Damage  - Thumbnail

Protect Your Home from Flood Damage

Turn Around Don't Drown - Image
Turn Around Don't Drown
Turn Around Don't Drown - Thumbnail

Turn Around Don't Drown

Learn About Floods

How Deadly, Destructive, and Widespread Is Flooding?

Anywhere it can rain, it can flood, making flooding risk one of the deadliest and most widespread hazards across the United States. Here is why:

Flooding can affect individuals, communities, and even entire regions. Each year, flooding causes more deaths than any other thunderstorm-related hazard. The most common flood deaths occur when someone drives into a flooded street, bridge, or overpass.

Floodwaters can carry bacteria and viruses that can cause illness, and stagnant water can become a breeding ground for mosquitoes and other disease-carrying insects. Flooding can also reduce the supply of clean drinking.

Floods can:

  • Displace people from their homes, often permanently. In extreme cases, floods can cause entire communities to be evacuated and cause extensive damage to infrastructure, such as roads and bridges.
  • Cause significant damage to homes, businesses, and infrastructure. Floodwater can destroy buildings and possessions, and the cost of repairs and replacement can be substantial.
  • Have a significant economic impact on affected regions, particularly if businesses are damaged or shut down. The cost of repairs, loss of productivity, and increased insurance rates can all have long-term effects on the local economy.
  • Have a significant impact on the environment. They can cause erosion, ecosystem damage, and pollution from sewage and other hazardous materials.

It is essential to take flood warnings seriously. Prepare for potential flooding by monitoring weather alerts, having an emergency kit, and following evacuation orders.

Why Is It Dangerous To Walk or Drive Through Flood Waters?

The reason that so many people drown during flooding is that they underestimate the incredible power of water. Six inches of fast-moving flood water can knock over an adult. Twenty-four inches, or two feet, of rushing water will carry away most vehicles, including pickups and SUVs.

If you come to an area that is covered with water, you cannot determine the depth of the water or the condition of the ground under the water. This is especially true at night when it is hard to see hidden hazards such as deep potholes, debris, or downed power lines.

Some of the other reasons to avoid driving in flooded areas include:

  1. Water can enter your engine through the air intake, causing damage to the engine and potentially making the vehicle inoperable. Moreover, lithium-ion batteries in electric vehicles, such as cars or golf carts, can short circuit when damaged by a collision or submerged in water. The short-circuiting causes ignition, sometimes even hours after water exposure.
  2. Lithium-ion battery fires are difficult to extinguish, release toxic chemicals, and often burn for hours. They can ignite adjacent structures when they are parked in garages and near homes.
  3. Even with a four-wheel-drive system, driving through floodwater can cause a loss of traction, making it difficult to control the vehicle.
  4. Even if the vehicle does not suffer engine damage or loss of traction, it can still become stuck in the floodwaters.
  5. Driving through flood water can also create a dangerous situation for other drivers and emergency responders who may need to access the area.

Play it smart. Play it safe. Whether driving or walking, any time you come to a flooded road, TURN AROUND, DON’T DROWN! 

Can Smart Technology Help With Flood Protection?

Yes. Smart home devices can monitor, alert, and even activate protections that reduce flood damage.

Smart-technology tools to consider:

  • Flood-sensor alarms placed near sump pits, basement floors, or utility rooms that notify your phone when water is detected
  • Automated shut-off valves for the water supply that close when excess flow or flooding is detected
  • Smart sump pumps with battery backup and remote monitoring so you get alerts if the pump fails or flooding begins
  • Weather-alert systems and smart home hubs programmed to send notifications when flood warnings are issued for your area
  • Smart landscaping tools and sensors that monitor soil moisture and drainage, helping prevent saturation around your foundation

These tools work best when combined with physical mitigation upgrades and a proactive home-maintenance plan.

How Do I Prepare My Family for a Flood Emergency?

Preparing your family means having a plan, putting together supplies, and knowing when to evacuate.

Family emergency preparation steps:

  • Create a family disaster plan that includes communication methods, meeting places, evacuation routes, and the special needs of children, older adults, or pets.
  • Build a disaster supply kit that includes water, non-perishable food, batteries, flashlights, a battery-powered radio, first-aid supplies, and copies of important documents in waterproof storage.
  • Monitor weather alerts and river/stream/flood-zone warnings, and be ready to move when instructed by emergency officials.
  • Take inventory and photograph your home’s valuables and belongings for insurance purposes.
  • Practice the evacuation plan and ensure all family members know how to shut off utilities such as gas, electricity, and water if flooding threatens.

Can Flood Protection Increase My Property Value?

Yes. Mitigation improvements can boost a home’s resilience and market appeal, particularly in areas with high flood risk.

Ways flood protection may increase property value:

  • Elevated mechanical systems and dry-floodproofed areas demonstrate readiness for flood events.
  • Flood insurance premiums reductions or easier policy availability make homes more attractive to buyers.
  • Visible mitigation (such as flood vents, reinforced foundations, or landscaping that channels water away) signals long-term durability.
  • Certificates or inspections verifying flood-resistant upgrades enhance buyer confidence.

When buying or selling, documenting these upgrades and their benefits can help in increasing the value of the property.