Resources

Tips to Protect Food from Spoiling in a Power Outage

EarthquakeExtreme HeatFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

During or after a power outage or disaster, your food may no longer be safe to eat. Take precautions to prevent food spoilage, and know when you should dispose of refrigerated food. Food that has not been refrigerated can spoil quickly and cause severe health problems, so you should take all steps to keep it […]

Do You Have a Plan if You Lost Power for a Week?

EarthquakeExtreme HeatFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

Nearly every home is susceptible to power outages caused by disasters, some disruptions last for days, even weeks. Electrical power loss can create unhealthy and unsafe living conditions or building damage. Taking steps to prepare before a power outage is the best way to maintain your family’s comfort and avoid danger, costly losses, or damage […]

Disaster Preparedness for Military Families

EarthquakeExtreme HeatFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

There are special considerations for military families when planning for disasters.Most military installations have a Readiness and Emergency Management Flight that provides emergency management briefings and education materials to active-duty military and family members. The flights coordinate and integrate activities to build, sustain, and improve the ability to mitigate against, prepare for, respond to, and […]

Do You Know Your Insurance Coverage Options?

EarthquakeExtreme HeatFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

Guaranteeing you’re adequately insured and protected before a disaster is critical. You can start by checking your coverage options, property definitions, and the extent of coverage available. Options will vary by state, company, and product. Here’s everything you need to know about your choices of home insurance for disasters. The Four Coverage Categories Insurance companies […]

Inspect Your Home After a Disaster to Return Home Safely

EarthquakeFloodHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

When returning home after a hurricane, tornado, flood, wildfire, or other natural disaster, there are ways to make sure you and your family are safe. There may be immediate dangers like contaminated water and wild animals or less obvious threats like structural damage to your home. Follow these safety tips when re-entering your home Return […]

Steps to Reduce Your Insurance Premium

Winter Storm

Family

While adequate insurance coverage is essential to disaster recovery, premiums can present a significant expense for families. Premiums may increase over time with inflation, increased costs of construction, or other factors, however, it is possible to reduce potential costs. Adjust the Deductible A deductible is the amount of your claim that you pay before any […]

Will Your Insurance Policy be Enough When Disaster Strikes?

EarthquakeExtreme HeatFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

What to Know About Disaster Insurance Coverage You can rebuild after a disaster by having the right type and amount of insurance for your car, home, boat, and other high-value possessions. Having adequate insurance that meets your needs can provide you with the financial resources to rebuild and recover following a disaster. Contact your insurance […]

Staying Informed During Severe Weather

EarthquakeExtreme HeatFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

How to Get Critical Updates and Alerts During Extreme Weather Events

Report Your Insurance Claim Promptly for Best Coverage

EarthquakeFloodHailHurricaneLightningTornadoTsunamiWildfireWinter Storm

Family

How to File an Insurance Claim If your home is damaged by a covered peril, you will need to notify your insurance company as soon as possible. All companies have toll-free telephone numbers for claims reporting, and most have company websites with online claims reporting options. An insurance policy is a contract between you and […]